Good morning everyone.
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All medical aids should cover psychiatry as part of the minimum prescribed benefits. They offer a bunch of “therapeutic” benefits like physio, psychiatry and the like. It’s regulated, so medical aid providers have to comply. Contact your medical aid and make 100% sure.
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Wow! I wasn’t aware of that, thanks for sharing. I did check with Discovery yesterday and this was their response:
You’re on the Coastal Core plan and your out-of-hospital services for allied healthcare providers are paid from your MSA. We cover psychiatrist consultations from your Medical Savings Account (MSA) at 100% of the Discovery Health Rate, if you have funds available.
Smart and Core plans
You’ll need to pay for psychiatrist consultations out of your own pocket.
Ag wat, it is what it is. Thanks for the feedback @FarligOpptreden.
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But it states you’re on the Coastal Core plan and the consultation comes out of your savings, unless I’m reading that wrong?
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Hello julle! 
Finally have taste back and no more fever. Now it is just the sniffles and cough to shake and I am back to normal… Toughest man-flu ever!
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Savings account needed to use savings, most folks stick to the core plan without savings. The savings is just your pocket anyway, they get to keep the interest for using your money to make bigger savings but just screw you over.
I am super pessimistic when it comes to things like this, you hardly get any benefit other than a savings account with some arbitrary limit which at least tou can’t use for things other than medical needs.
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Morning. Let’s do this!
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Yeah, I think as @Nimatek mentioned:
You’re on the Coastal Core plan, which doesn’t have a Medical Savings Account (MSA).
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Good morning everyone.
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This is looking a little more promising from searching within their medical provider search. Something is better than nothing.
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I know from experience that the PMB psych visits first come out of your savings or “cash benefit” - same thing you use to pay for meds etc. They also let you go into the red, spending savings that you haven’t contributed to the fund yet. Bloody Agents. Only once that is finished do they cover it using PMB (mandated coverage at no cost). My advice is to only go for psych treatment at the end of a year, November-December, when you have used up most of your funds on other stuff and your savings is depleted and they don’t let you go into the negative. Then you only end up footing the bill for maybe one session, the rest they have to cover. So start in mid November or so, and cram a bunch of sessions in, like one a week or even two a week.
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lol I only have a Coastal Core plan, the cheapest option I could take. Also, I don’t normally visit doctors or such, apart from this now I don’t normally have a need for day-to-day benefits.
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They will find a way to F you over. I went for mental health consults in Jan/Feb of 2021. End of Feb I tried to buy my meds and we were out of funds. Savings depleted, they said. Wtf? So I logged in to the Medihelp portal and realised that all my visits were paid out of our savings, plus about 8 months in advance. Essentially, we were screwed for the whole year. All medications for the rest of the year would be cash. And we don’t have cheap medical aid. We pay over 7k per month for a high end plan. I have never been so angry in my life.
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I can understand your frustration, under those circumstances, I would be too. Rightly so. That is a big balls-up, thankfully I pay most or all my stuff myself anyway, tis what I get for sub 2k p/m medical aid 
I am expectant of paying out of pocket and cash, and I am hoping that work will support and either cover or at the least assist in shortfalls.
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Morning people of the palace,
Thank you to whoever broke Microsoft…
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I thought it was just me, mine does seem to be up now again.
Ours keeps going up and down
Online outlook? Yeah doesn’t seem to be loading. UNISA said they would be emailing my subject declaration but dololo. 
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Looks like Microsoft adopted the Eskom business model.
From https://status.office365.com/ - when it’s loading
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No Outlook, no Teams, no work(d). Yeah I’ve just given up for the day, I’ll focus on my graphic design and freelance work.
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