Hey Beo.
Man its freezing here today.
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Who left the fridge door open!!
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Happy Halloween 
!
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Morning all
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Good morning everyone.
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Hello.
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You still up here in Gauteng btw?
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nah, was only for that work-week, Monday through Friday.
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Good morning. Happy humpday. Happy November.
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Morning all
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Morning all.
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Morning all.
Drove to a client. Didn’t get past security. No one had notified them from the client side that I was supposed to be there.
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Yeeep, been there.
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Funsies.
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Does anyone know if this is a reliable and viable alternative to other costly medical aid schemes and plans?
As always, the devil is in the details and with medical insurance even more literally than figuratively. Read all the fine print. Understand the shortcomings/co-payments etc before committing. If you have existing conditions, make sure you know how that is covered or not.
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I am doing a deep dive into this and it looks very attractive, even to me. Especially since there is a chance I can get my existing condition wait waived.
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I saw that one and also the one on Thyme banks site.
This is what some guy said on reddit:
Be very clear in the difference between the two:
Dis-chem is launching a medical insurance product, not a medical aid.
Medical aid products are administered by medical schemes, which are registered with and regulated by the council of medical schemes. There are certain benefits that they’re required to provide, and there’s a lot more oversight over medical aids.
Medical insurance is just that, an insurance product. It’s no different than your car insurance, or your home insurance.
The difference between the two is the same as having a service plan on your car vs having insurance. Insurance only covers you if your car gets crashed. A service plan/maintenance plan covers the smaller repairs and wear and tear of your car.
Likewise, a medical insurance product only pays out if you “crashed” figuratively and had to go to the hospital. They’re not going to pay for the figurative “wear and tear”, whereas a medical aid will do that to the extent determined by your plan.
You have to be very clear in understanding the difference between the two as they’re worlds apart, but the insurance companies are very clever with their marketing and make it seem like you’re getting equivalent cover to a medical aid.
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@Beo Interestingly, after reading all the documents in detail I realised that nowhere is hospitalisation or procedures that are NOT emergency related covered. I also phoned them to find out and that is indeed the case. In essence this is the opposite of a hospital plan. You are only covered for GP/dental/specialist visits (also NOT the scans resulting of a specialist visit) but not the procedures you have to get afterwards.
No wonder it is so cheap.
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Thanks for the guys, very informative and infomational.
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